Not borrowing beyond genuine need
10
Etiquette of Debt & Loans
Not borrowing beyond genuine need
The general Islamic principle of moderation, avoiding both excess and neglect, applies to how much debt a person takes on relative to their actual circumstances.
Reference: Derived from Qur'an, Surah Al-Furqan 25:67
Explanation
Taking on debt should reflect real necessity, not a pattern of living beyond one's means.